Personal finance across borders
A humble ledger for careful money, in any currency.
For expats, travelers, and anyone whose money lives across borders. Log every transaction in its own currency — locked at the rate you actually got — see your whole net worth in one home currency, and keep it all by hand. No bank logins, no Plaid, ever.
Coming soon to iOS and Android · free during beta
What you get
Everything a careful person wants, nothing they don't.
Money in any currency
Log a baht dinner or a euro invoice in its own currency, locked at the rate you actually got. Everything rolls up to one home currency — and an exposure view shows how your wealth is split.
Manual-first, on purpose
No bank logins, no Plaid, no aggregators. You log what matters, deliberately — a calmer, more honest, more private relationship with your money.
Net worth that adds up
Track accounts with balance snapshots over time. Watch assets, liabilities, and your wealth move month to month — all in your home currency.
Budgets & recurring
Cap spending per category, automate the regulars, and see exactly where you stand — without the spreadsheet.
Reports worth reading
Plain-English insights first, then the detail. Spending, trends, and cash flow that actually answer a question.
Your data, yours to move
Import history from any CSV with column mapping, and export everything as CSV or JSON whenever you like. It's yours.
How it works
Capture, organize, understand.
Log it in seconds
A branded keypad, recent categories, tags, and a currency picker — capture a transaction in under five seconds.
Let it organize
Categories, currencies, and accounts keep everything tidy as you go.
See where you stand
Home, reports, and net worth turn your entries into a clear picture of the month.
Questions
The short answers.
- Can I track more than one currency?
- That's the whole point. Spend in any of 120+ currencies; each amount keeps the real rate it had when you logged it, everything rolls up to your home currency, and an exposure view shows how your wealth is split across currencies.
- Does it connect to my bank?
- No. Humble Ledger is manual-first — you log what matters yourself. No bank logins, no Plaid, no aggregators.
- What does it cost?
- It's free during beta. Pricing afterward will be simple and announced well in advance.
- Can I bring my history in and take it out?
- Both. Import from any CSV with column mapping, and export everything as CSV or JSON whenever you like.
Money, kept with intention.
Be among the first to use Humble Ledger when it launches.