Features
A careful, complete toolkit.
Everything a deliberate person wants for keeping money, and nothing that gets in the way. Here's what's inside Humble Ledger.
Multi-currency
Built for money that crosses borders
Spend in any of 120+ currencies and still see one honest number for your whole financial life.
- Per-transaction currency, each converted at the exchange rate for its own day, not one blanket rate applied later.
- Every amount rolls up to your home currency for totals, budgets, and net worth.
- A currency-exposure view shows how your wealth is split across currencies.
- Correct decimal handling per currency: yen, dinars, and the rest are treated right.
Capture
Logging takes five seconds
The core loop is fast and tactile, so keeping your ledger never feels like a chore.
- A branded numeric keypad with an auto-scaling amount. No fiddly system keyboard for money.
- Expense or income in one tap, with recently-used categories floated to the front.
- An inline currency picker, tags with inline create, a merchant, a note, and a date picker.
- Duplicate any transaction to today, perfect for the regulars you re-log by hand.
Net worth
Wealth that actually adds up
Track accounts over time and watch the trend, not just today's balance.
- Record balance snapshots per account and backfill history whenever you like.
- Assets and liabilities are grouped with subtotals, credit cards included.
- A scrubbable trend chart shows your net worth moving month to month.
- Archive old accounts without losing their history or distorting today's total.
Budgets & recurring
Stay ahead of the regulars
Cap spending where it matters and automate the bills you already know about.
- Per-category budgets (weekly, monthly, yearly) with live spent-vs-limit progress.
- Budgets-at-a-glance on Home surface what's close to (or over) its limit.
- Recurring rules for rent, subscriptions, and salary, with skip-next and sensible defaults.
- Turn any transaction into a recurring rule in a tap.
Reports
Insights worth reading
Three lenses, each answering one question. No chart that needs a legend to read.
- Three lenses: Spending, Over time, and Net worth.
- Totals and vs-previous deltas for any period; YTD, last year, and trailing 12 months.
- Tap a category to drill into its own trend and transactions.
- Tappable categories and tags jump straight to a filtered Log.
Your data
Yours to bring and to take
Import your history from anywhere, and leave with everything whenever you want.
- Generic CSV import with column mapping, a sign or type toggle, and a live preview.
- Re-importing the same file is safe: duplicate rows are never added twice.
- Export your data as CSV or JSON at any time.
- Manual-first by design: no bank logins, no Plaid, no third party reading your accounts.
Keep your money with intention.
Humble Ledger is available on iPhone and Android.
